Navigating the lending market is a minefield of high interest rates and hidden criteria. At MyClearTax, we help Birmingham businesses secure the right debt at the best rates by providing the forensic financial modeling that UK lenders demand.
Lenders only say “Yes” when they see a clear plan. We use financial forecasting to prove your business is ready for a loan:
We check your current numbers to see exactly how much debt your business can safely handle.
We build the integrated P&L, Cash Flow, and Balance Sheets that bank underwriters demand before they approve any money.
We talk to the lenders for you. We explain your data and negotiate to get you the lowest interest rates possible.
If you are a new business setup, your options are unique. Our debt advisory experts will guide you, and if a loan isn’t right, we’ll look for R&D tax credits and grants instead.
We know what lenders want to see.
Fixed fees and no hidden “broker” surprises.
We structure loans to maximise your tax relief.
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Not always. We explore unsecured business loans or asset-backed finance where the security is the equipment, not your home.
High-street banks take weeks. However, our fintech lending partners can often get funds into your account in 3 to 5 working days.
Yes. We specialize in startup funding and can help you apply for government-backed loans with the required professional business plans.
It’s seamless. We handle the entire transition for you. Once you give us the green light, we contact your current accountant, request your 'Professional Clearance' and historical data, and migrate your books to our cloud systems. You don't have to have a single awkward conversation.
No. In fact, waiting is usually a mistake. We can take over at any point in the year. We’ll perform a 'mid-year catch-up' to ensure your current books are clean and start providing management reports immediately so you can fix your margins before the year-end arrives.